Private Accident Insurance
Comprehensive protection against accidents – 24 hours a day, worldwide, at work and leisure.
Private accident insurance protects you and your family around the clock – at home, at work, in traffic and on vacation. Unlike statutory accident insurance, it also covers leisure accidents.
In case of permanent disability, you receive a one-time payment or pension. The progression multiplies the benefit for severe consequences – up to 1,000% of the base sum is possible.
Disability benefit
One-time payment for permanent impairment from an accident – with high progression.
Accident pension
Monthly pension for disability above a certain degree – for life or until retirement age.
Traffic accidents
Protection in traffic, on vacation or during leisure – worldwide and around the clock.
Household & leisure
Accidents at home, during sports or leisure are not covered by statutory accident insurance.
Self-employed & healthcare professionals
Special tariffs for self-employed and healthcare professionals with extended clauses for occupation-specific risks.
Household tariff
One joint contract for two people – cheaper than two individual policies.
- Insured worldwide around the clock
- High progression up to 1,000%
- Free choice of tariff and clauses
- Special tariffs for healthcare professionals
- Additional benefits like hospital daily allowance and accident pension
- Fair and transparent benefit processing
Statutory accident insurance only covers work and commuting accidents – leisure accidents are excluded.
Private accident insurance closes this gap and applies 24/7 worldwide for all areas of life.
Particularly important for: self-employed, freelancers, housewives/men, retirees and children.