Private Retirement Provision – Secure Your Future
Secure your standard of living in retirement
Why private retirement provision is essential
State pension insurance faces enormous challenges: Germany's demographic development means that fewer and fewer contributors are financing more and more retirees. Pension levels are declining continuously and will only provide basic care in the future.
The care gap is growing: Experts estimate that state pensions will only cover 40-45% of your last net income in the future. If you want to maintain your accustomed standard of living in old age, you must close this gap through private and company pensions.
Additional retirement provision is therefore not optional, but essential. The earlier you start, the smaller your monthly contributions can be – thanks to compound interest, time works in your favor.
Good to know:
The government supports private retirement provision through various subsidy models. Use tax benefits and allowances to optimize your provision.
Choose your suitable provision form
Each provision form has its own advantages. We advise you on which combination is optimal for your situation.