Your personal insurance navigator
Where are you really covered? Find out in a few minutes.
Health, income or your financial future: InsureBay helps you recognise the right next steps.
Free of charge · a few minutes · no registration
Insurance broker under § 34d and § 34f GewO · IHK Region Stuttgart · Personal advice
- 01What you get
- A clear picture of where your most important protection gaps are and which next step is worth taking.
- 02How long it takes
- A few minutes. You answer one question per step, in plain language.
- 03What happens afterwards
- If you wish, Andreas Nagel reviews your details personally and gets in touch.
Your details stay confidential. Details in the privacy policy
Three areas of life, one course.
This is where your long-term security is decided. This is where Andreas advises you personally.
§ 34d & § 34f GewO · IHK Region StuttgartPersonal advice
“InsureAI helps you with a first orientation. When it comes to your specific situation, health details or a long-term decision, I am personally there for you.”
Andreas Nagel
Independent insurance broker, founder of InsureBay
InsureAI & Andreas
The AI prepares. A person advises.
InsureAI is your digital starting point. Responsibility for your decision stays with a real human contact.
- 1InsureAI
You answer one question per step
Calm, understandable, no jargon.
- 2InsureAI
Your priorities become visible
What is urgent, what is already well covered?
- 3Andreas
Andreas reviews your situation personally
For health details and long-term decisions.
Your protection journey
A first look at your situation.
What is on your mind today? Sort your priorities or explore your possible pension gap, without signing up.
How big is your pension gap?
Estimated monthly gap (today's purchasing power)
1.036 €
Need 2.240 € – statutory pension approx. 1.204 €
Assumption: statutory pension ≈ 43 % of net income (as of October 2026, simplified own estimate).
Highly simplified estimate, excluding inflation, taxes and social contributions. Not advice.
What matters most to you?
How are you employed?
What you can rely on.
- 01Independent
- As a broker I am committed to you, not to any insurer.
- 02Guided
- InsureAI guides you through the key questions in a structured way.
- 03Personal
- With complex topics you are not left alone with an algorithm.
- 04Transparent
- You always know who stands behind InsureBay and how the advice works.
We broker products from, among others:
All brand names and logos mentioned are the property of their respective owners. InsureBay is an independent insurance broker and has no exclusive contractual relationship with any single provider.
Side track
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Answer the questions that match your needs. Andreas reviews your details and advises you personally.
Find out where your next step lies.
A few minutes, free of charge, no registration.
Start the check